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Step 1: Apply

Your Free Application for Federal Student Aid (FAFSA)

The financial aid process begins by completing the FAFSA. This application will be used to determine your family’s financial profile and your eligibility for all need-based aid. This form is available starting October 1st and may be completed online.

The FSA ID, a username and password, must be used to log in to the U.S. Department of Education website. Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents. If you do not already have an FSA ID, you can create one when logging in.

Your FAFSA Submission Summary (FSS)
Upon successful completion of the FAFSA, you will receive a FAFSA Submission Summary (FSS) from the Department of Education. Your FSS will have your calculated SAI (Student Aid Index). This number is used to calculate your financial need and is the basis for determining most federal, state, and institutional aid.

Your Institutional Aid Application (IUAPP)

After completing your FAFSA, you must complete the institutional aid application. This application captures information not on the FAFSA, which will enable us to more accurately prepare your financial aid package for the academic year.

Step 2: Plan

Your Financial Aid Package

Once Immaculata receives your completed FAFSA, the Office of Financial Aid will send you a financial aid package. In this package will be a letter with details about funding offered and requests for any required additional documentation.

If you choose to reject any of the aid offered to you, send notification to the Office of Financial Aid in writing or via e-mail.

The Verification Process

Thirty percent of all students who complete a FAFSA are randomly selected by the Department of Education to complete a process called verification. This process is used to validate the information completed on your FAFSA. You will receive notification via your Student Aid Report (SAR) as well as on your financial aid package if you have been selected for this process. Students who were not selected for this process do not need to submit the information below.

If you are selected for verification, you must submit all your IRS Tax Return Transcripts, W-2s, and the verification worksheet. You can request your transcripts directly from the IRS on www.irs.gov.

Since this process could impact the amounts of aid awarded, the Office of Financial Aid suggests submitting this information as soon as you decide to attend Immaculata University.

Additional Aid

In addition to the aid offered by Immaculata and the state and federal governments, many organizations offer excellent scholarships, grants, and other forms of financial assistance. Students interested in researching free outside scholarship opportunities can do so at www.fastweb.com or www.educationplanner.org.

If at any time you receive additional aid, federal regulations require you to notify the Office of Financial Aid. If an “over-award” (funds received in excess of your calculated financial need) results due to the additional funding, the Office of Financial Aid must make appropriate changes to your financial aid package. A revised award letter will be sent to you with the details of your new financial aid package.

Step 3: Complete

Paying Your Remaining Balance

On your award letter, the Office of Financial Aid will calculate the estimated amountneeded to pay your bill.
There are two payment options available:

  • The IU Installment Payment Plan or
  • Private Educational Loans Options

For additional information regarding all educational loan options, please visit our student loans section.

Entrance Counseling

Federal regulations require that, before any Federal Direct Loans are disbursed to a student’s account, the student must complete an entrance counseling session. This takes about 20 minutes and must be done online at https://studentaid.gov. The entrance counseling session provides information about how to manage student loans, both during and after college.

Master Promissory Notes

All loans require you to sign a promissory note, which is your promise to repay your loan. Federal Direct and Federal Direct PLUS Loan promissory notes may be completed online at https://studentaid.gov.

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