Benefits Summary

Immaculata University is pleased to offer comprehensive and affordable health and wellness protection to our employees and their families.

In addition to Medical, Dental, Vision, Prescription Drug Coverage, and a 403(b) Retirement Savings Plan, Immaculata offers a host of other employer-paid and voluntary benefits, allowing employees to choose the benefits that best meet their needs and the needs of their families.

Benefits at a Glance

Benefit	Description	Eligibility
Medical Provider: Independence Blue Cross	Choice of plans: High Deductible Health Plan (HDHP) w/ Health Savings Account (HSA) Keystone HMO PPO Health & Wellness Programs such as Fitness Program Reimbursement, Tobacco Cessation Program, Healthy Lifestyles Solutions Weight Management Program and Blue365 Wellness Discounts and many other resources.	Benefit eligible employees and their qualified dependents. Effective 1st of the month following start date.
Vision Provider: VBA	Included with Medical insurance plan at no additional cost. Not available as a standalone plan.	Benefit eligible employees and their qualified dependents. Effective 1st of the month following start date.
Dental Provider: Delta Dental	Choice of plans: Basic Coverage Enhanced Coverage	Benefit eligible employees and their qualified dependents. Effective 1st of the month following start date.
Prescription Drug Plan Provider: Independence Blue Cross	Included with Medical insurance plan.	Benefit eligible employees and their qualified dependents who are enrolled in a Medical plan through the university.
Health Savings Account (HSA) Provider: Baker Tilly	In conjunction with High Deductible Health Plan (HDHP) only, is used to pay for qualified health care expenses. University contributes annually.	Benefit eligible employees and their qualified dependents who are enrolled in an HSA-qualified health plan.
Flexible Spending Account (FSA) Provider: Baker Tilly	Choice of accounts: Health Care Flexible Spending Account Dependent Care Flexible Spending Account	Benefit eligible employees are eligible for both FSAs. Employees enrolled in the HDHP and who have an HSA are not eligible to enroll in the Health Care FSA, but are eligible to enroll in the Dependent Care FSA.
Basic Life and Accidental Death and Dismemberment (AD&D) Insurance Provider: UNUM	Coverage of 1x annual salary up to $50K	Automatic enrollment for benefit eligible employees, fully paid by university
Short Term and Long Term Disability (STD and LTD) Provider: UNUM	STD: 60% of income for 13 weeks LTD: 60% of income while disabled	Automatic enrollment for benefit eligible employees, fully paid by the university.
Voluntary Life and AD&D Insurance Provider: UNUM	Purchase in increments of $10K for self, spouse and/or dependents	Benefit eligible employees.
403(b) Retirement Savings Plan Provider: TIAA-CREF	Mandatory enrollment with 2% employee contribution at employee’s one-year employment anniversary. Employer match at one year of employment. Qualified retirement plans can be rolled in at any time, and employees may enroll/contribute prior to mandatory enrollment.	Benefit eligible employees.
Time Away from Work	20+ Paid Holidays Robust vacation and personal days Sick days Summer hours	Benefit eligible employees.
Tuition Remission	Paid tuition at Immaculata for enrichment or degree programs Tuition assistance with other institutions through Tuition Exchange program	Immaculata tuition benefit available to full-time or part-time employees as well as their dependent spouses or children Tuition Exchange program benefit available to dependent children of employees
Additional Benefits
Perks at Work	Savings and discounts on products, services, and events such as movies, vacations, car rentals, and more.
Specialty Benefits through MetLife	MetLife Auto and Home Insurance savings. Access to legal services at affordable monthly rates through MetLaw.
Employee Assistance Program (EAP)	Confidential and professional assistance at no cost for a wide range of personal matters such as managing medical conditions, personal problems, and navigating healthcare bills. Available to employees, their dependents, and/or significant others living in the same household.
Health Advocate	Available to employee, spouse, dependent children, parents, and parents-in-law at no cost. Assists with services ranging from healthcare and insurance-related issues to providing one-on-one support for improving health and well-being.
Will Prep	Access to professionals who will guide you through the process of creating a will, along with additional information on estate planning, advance directive/living will, power of attorney, and final arrangements planning.
Travel Assistance	Provides assistance while traveling to help you locate emergency medical treatment, providers, and associated services; passport replacement; legal and interpreter referrals.