College of Graduate Studies - Application Process

Our staff prepares financial aid packages for any student who has been accepted to Immaculata University's College of Graduate Studies and who has completed the application process. By utilizing this step-by-step guide, you will be able to complete the entire process smoothly and ensure that all your financial aid will disburse promptly and accurately.  

Since the College of Graduate Studies offers revolving enrollment periods, financial aid packages are prepared and distributed as soon as applications for aid are received.  Continuing students who have completed the next year's application can expect to have their packages mailed around July 1.

If you have any questions while completing the process, please feel free to contact us at or 610-647-4400 ext. 3028. You may also contact someone from the financial aid staff below.

Dina Stern Associate Director                             S x3025
Alicia Lauro Financial Aid Counselor               A-D x3145
Ashley Osborn Financial Aid Counselor               E-K x3149
Jennifer Callahan Counselor and Work Study          T-Z x3087
Sallie Tuscai Financial Aid Counselor               L-R x3048


Step 1 - Apply!


Your Free Application for Federal Student Aid (FAFSA)

The financial aid process begins by completing the FAFSA. This application will be used to determine your family’s financial profile and your eligibility for all need-based aid. This form is available starting January 1st and may be completed online at


The FSA ID, a username and password, has replaced the Federal Student Aid PIN and must be used to log in to certain U.S. Department of Education websites.  Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents.  If you do not already have an FSA ID, you can create one when logging in to

Your Student Aid Report (SAR)

Upon successful completion of the FAFSA, you will receive a SAR (Student Aid Report) from the Department of Education. Your SAR will have your calculated EFC (Expected Family Contribution). This number is used to calculate your financial need and is the basis in determining most federal, state, and institutional aid. Check the data on the SAR for accuracy! If necessary, make corrections to your FAFSA.


Your Institutional Aid Application (IUAPP)

After completing your FAFSA, you must complete the institutional aid application. This application captures information not on the FAFSA, which will enable us to more accurately prepare your financial aid package for the academic year.  This application can be completed online at


Step 2 - Plan!


Your Financial Aid Package

Once Immaculata University receives your completed FAFSA and you have been accepted to the College of Graduate Studies, the Office of Financial Aid will send you a financial aid package. In this package will be a letter with details about funding offered and requests for any required additional documentation.

If you choose to reject any of the aid offered to you, send notification to the Office of Financial Aid in writing or via e-mail. Students can also send the reply page included with the award letter to accept or reject their award.


Additional Aid

In addition to the aid offered by Immaculata and the state and federal governments, many organizations offer excellent scholarships, grants, and other forms of financial assistance. Students interested in researching free outside scholarship opportunities can do so at or

If at any time you receive additional aid, federal regulations require you to notify the Office of Financial Aid.  If an “over-award” (funds received in excess of your calculated financial need) results due to the additional funding, the Office of Financial Aid must make appropriate changes to your financial aid package. A revised award letter will be sent to you with the details of your new financial aid package.


Step 3 - Complete!


Paying Your Remaining Balance

On your award letter, the Office of Financial Aid will calculate the estimated amount needed to pay your bill. There are three options available:

The IU Installment Payment Plan

The Federal Direct PLUS Loan Program

Private Educational Loans Options

Please review each program to determine which option is best for you.  For additional information regarding all educational loan options, please visit our student loans section.


Entrance Counseling

Federal regulations require that, before any Federal Direct Loans are disbursed to a student’s account, the student must complete an entrance counseling session. This takes about 20 minutes and must be done online at The entrance counseling session provides information about how to manage student loans, both during and after college.


Master Promissory Notes

All loans require you to sign a promissory note, which is your promise to repay your loan.  Federal Direct and Federal Direct PLUS Loan promissory notes may be completed online at


Title IV Athorization Form

For students who have been awarded federal funding (i.e. Pell grant, Direct Sub/Unsub Loan, etc.) you must complete a Title IV Athorization Form before funds can be disbursed.  This form allows you to choose whether you want any excess balance on your student account to carry forward till the end of the year (July 1st) or have it refunded to you each semester.

1145 King Road, Immaculata, PA. 19345
p. 610-647-4400 or call toll-free: 1-877-42 TODAY
Federal Compliance Links | Clery | Employment
Copyright ©2015 All Rights Reserved

1145 King Road, Immaculata, PA. 19345 p. 610-647-4400 or call toll-free: 1-877-42 TODAY
Federal Compliance Links | Clery | Employment
Immaculata University | Copyright ©2015 All Rights Reserved